Global Term

Providing quality protection solutions for your clients and their families.


Our Global Term product provides practical protection for your clients and their families offering financial peace of mind when they need it most.

Product featuresClient benefits
Life cover.Should the worst happen, a cash lump sum will be paid to financially support your clients loved ones.
Critical illness cover.Pays a cash lump sum if your client is diagnosed with one of our defined Critical Illnesses.
Life or earlier critical illness cover.Pays a cash lump sum if your client dies or is diagnosed with one of our defined Critical Illnesses - whichever happens first.
Terminal illness cover.Pays a cash lump sum if your client is diagnosed with a Terminal Illness. This is included at no extra cost, for cover terms of three or more years.
Total and permanent disability benefit.An optional cover, which pays a cash sum if your clients are diagnosed with a total and permanent disability.
Guaranteed premiums.Premiums will remain the same, throughout the cover term for Life Cover. For Critical Illness Cover, premiums are guaranteed for the first 5 years only.
Multi-currency.Premiums and cover are available in SGD, USD, GBP, HKD and EUR
Single and joint life.Your clients can apply for Global Term on a single or joint life basis.
Cover available for any term.Your clients can apply for cover for any number of years, providing you are under age 80 at the end.
Monthly or annual premiums.Premiums can be paid either monthly or annually, whichever your client prefers.

Important information

Friends Provident International Limited reserves the right to change its charges, at any time, at its discretion upon one month's written notice to the policyholder.

Friends Provident International Limited (Singapore Branch) does not offer investment advice on the merits or suitability of its products. It is therefore important that you provide financial advice on the suitability of the products to your clients individual circumstances.

Each policy is governed by and shall be construed in accordance with the law of Singapore.